Insurance Coverage and Care Costs
Get clear, compassionate guidance on care costs, insurance coverage and financial support so you can make confident decisions without added stress.
Understanding Insurance and Cost
Understanding the cost of care should never add stress to an already difficult time. At Reserve Care, we guide you through insurance, coverage and options so you can focus on what matters most.
Most hospice and palliative care services are covered by insurance. Our team works closely with you to explain benefits, verify coverage and answer questions every step of the way.
What Does Hospice Care Cost?
Most patients receive hospice care through:
- Medicare Hospice Benefit
- Medicaid Hospice Benefit
- Private insurance plans
Hospice coverage often includes:
- Medical care from doctors and nurses
- Medications related to the diagnosis
- Medical equipment and supplies
- Support from social workers and spiritual care providers
- Grief support for family members
In most cases, there is little to no out-of-pocket cost for hospice services.
What Does Palliative Care Cost?
Palliative care coverage depends on your insurance plan and your specific needs.
Palliative care is often:
- Covered by Medicare Part B and many private insurance plans
- Billed similarly to other specialist medical visits
Costs may include:
- Office visit or consultation copays
- Deductibles based on your insurance plan
- Additional services depending on treatment
What Insurance Plans Are Accepted?
Reserve Care works with a wide range of insurance providers.
Commonly accepted plans include:
- Medicare
- Medicaid
- Most major private insurance carriers
- Managed care plans
If you are unsure about your coverage, we will help you:
- Verify your benefits
- Explain what services are included
- Help you understand any potential costs
What If I’m Worried About Cost?
Cost should never be a barrier to receiving compassionate care.
We offer:
- Financial guidance and support
- Assistance navigating insurance questions
Thanks to community support, we are able to provide services that go beyond what insurance covers, including:
- Grief support programs
- Pediatric care services
- Veteran recognition and support